How to negotiate the mortgage maize to get your first home

Would be home buyers face challenges not least sky rocketing rents that make saving difficult. Under Central Bank rules borrowers are allowed to borrow 3.5 times their salary and need a 10% deposit, other home buyers need a 20% deposit. A limited number of borrowers can avail of exceptions to Central Bank Rules. In November 2017 the regulator tweaked its policy on exceptions, changing how the available...

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